Privacy Policy

Last updated: February 11, 2026

At RetireNumber, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose and safeguard your information when you use our retirement planning service.

1. Information We Collect

Information You Provide

When you use RetireNumber, you may provide us with:

  • Account Information: Email address and password when you create an account. Your email address may also be used to send you marketing and promotional communications (see Section 2).
  • Financial Planning Data: Retirement goals, current savings, contribution amounts, age and other data you enter for retirement projections
  • Payment Information: If you subscribe to Pro features, payment is processed by Stripe. We do not store your credit card numbers.
  • Communications: Any messages you send to us via email at [email protected]

Information Collected Automatically

When you visit our website, we may automatically collect:

  • Usage Data: Pages visited, time spent on pages and navigation patterns (via Google Analytics, with your consent)
  • Device Information: Browser type, operating system and device type
  • Cookies: Small data files stored on your device (see our Cookie Policy)

2. How We Use Your Information

We use the information we collect to:

  • Provide and maintain our retirement planning service
  • Process your subscription payments
  • Send you important service updates and notifications
  • Send you promotional emails, product updates, newsletters, tips and other marketing communications related to RetireNumber (you may opt out at any time, see Section 7)
  • Respond to your support requests
  • Improve our service based on usage patterns (with consent)
  • Comply with legal obligations

3. Information We Do NOT Collect

RetireNumber is designed with privacy in mind. We never:

  • Link to your bank accounts, brokerage accounts or any financial institution
  • Use services like Plaid, Yodlee or other account aggregators
  • Store your actual account numbers or login credentials for financial institutions
  • Access your real financial account balances

All financial data in RetireNumber is entered manually by you. We have no connection to your actual financial accounts.

4. How We Share Your Information

We do not sell, rent or trade your personal information. We may share your information only in these limited circumstances:

  • Service Providers: We use trusted third-party services:
    • Supabase (database hosting and authentication)
    • Stripe (payment processing)
    • Google Analytics (website analytics, with consent)
    • Netlify (website hosting)
  • Legal Requirements: If required by law, court order or government request
  • Business Transfer: In connection with a merger, acquisition or sale of assets

5. Data Security

We implement appropriate security measures to protect your information:

  • All data is encrypted in transit using TLS/SSL
  • Data at rest is encrypted in our database
  • We use row-level security so only you can access your data
  • Passwords are hashed and never stored in plain text
  • We regularly review and update our security practices

While we strive to protect your personal information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You can delete your account at any time from your account settings, which will permanently remove all your data from our systems.

7. Your Rights and Choices

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Update or correct your information
  • Deletion: Delete your account and all associated data
  • Portability: Export your data in a common format
  • Withdraw Consent: Opt out of analytics cookies at any time
  • Unsubscribe from Marketing: Opt out of promotional and marketing emails at any time by clicking the "unsubscribe" link included in every marketing email, or by contacting us. Note that even after opting out of marketing emails, you will still receive transactional emails related to your account (e.g., password resets, billing receipts and critical service notifications).

To exercise these rights, contact us at [email protected].

8. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience. You can control cookie preferences through our cookie banner or by visiting our Cookie Policy.

We only set analytics cookies (Google Analytics) after you provide consent. Essential cookies required for the service to function may be set without consent.

9. Children's Privacy

RetireNumber is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it promptly.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence, including the United States. These countries may have different data protection laws. By using our service, you consent to such transfers.

11. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the CCPA:

  • Right to know what personal information we collect and how it's used
  • Right to delete your personal information
  • Right to opt out of the sale of personal information (we do not sell your data)
  • Right to non-discrimination for exercising your privacy rights

12. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under GDPR including:

  • Right to access, correct or delete your personal data
  • Right to restrict or object to processing
  • Right to data portability
  • Right to withdraw consent at any time
  • Right to lodge a complaint with a supervisory authority

Our legal basis for processing your data is your consent and our legitimate interest in providing our services.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. For significant changes, we will also notify you via email.

14. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us: